Digital Onboarding · Intelli Solutions

idbox – Real-Time Video Conferencing System

Real-time video conferencing inside idbox, a digital onboarding platform for banks, telecoms, insurers and utilities. Customers apply in under 3 minutes, pass AI identity and liveness checks, speak to a verification agent on video, and sign their contract online.

Client
Intelli Solutions
Category
Digital Onboarding
Platform
Web, iOS & Android SDKs + video verification console
Duration
Ongoing engagement
Team
6 engineers
idbox – Real-Time Video Conferencing System

<0 min

to complete an application

0

industries: banking, telecom, insurance and more

0

SDKs: Web, iOS and Android

The system

Liveness prompts on the phone, and a live agent console with document checks, face match and e-signature.

Step 4 of 5

Liveness check

Say: “seven blue rivers”

  • Online application
  • ID document scan
  • Liveness check
  • Video call with agent
  • e-Signature
agent.onboarding / live-session
REC 04:12Customer
Agent Nikos

Session transcript

ID card · OCR + MRZ

Surname
PAPADOPOULOU
Given names
ELENI
Document no.
AK 492•••
Nationality
GRC
Date of birth
14 Mar 1991
Expiry
02 Sep 2031
97%Face match
  • MRZ checksum valid
  • Hologram detected
  • No screen or print spoof
  • Speech phrase matched
  • Address proof pending
Queue: 3 waitingAvg. wait 0:48

Illustrative view with representative data.

The challenge

Opening a bank account or a telecom contract used to mean a branch visit with paper ID. idbox moves that whole process online: application, identity verification, document checks and e-signature, with full KYC compliance under European rules.

Not every case can be fully automated. Regulators and risk teams often want a trained agent to see the customer live, ask questions and confirm their identity. The platform needed real-time video that works on any phone or browser, ties into the AI checks, and leaves a complete, auditable record of every session.

Problems & solutions

Problem 1

Spoofing with photos and videos

Fraudsters try to pass verification with printed photos, screen replays or masks.

How we fixed it

Liveness detection combines random spoken phrases (checked by speech recognition), smile and eye-movement prompts, and anti-spoofing face analysis, with results in seconds.

Problem 2

Reliable video on any network

Customers join from mobile data, home Wi-Fi and older devices, and dropped calls mean abandoned applications.

How we fixed it

Adaptive real-time video that adjusts quality to the connection, reconnects automatically, and lets the customer continue on another device without starting over.

Problem 3

Agents juggling too many screens

Verification agents had to compare the live face, the ID document and the application data across separate tools.

How we fixed it

One agent console shows the live call, OCR-extracted document fields, MRZ and hologram checks, and the face-match score side by side, with a single approve and e-sign action.

Problem 4

Proving every decision

Compliance teams need evidence of what was checked, said and signed in each session.

How we fixed it

Sessions are recorded with timestamps, transcripts and check results, and contracts are signed with advanced or qualified e-signatures under eIDAS.

What we delivered

  • Online application from any device in under 3 minutes
  • AI facial recognition with 3D selfie or video
  • Liveness check: speech, smile, eye movement and anti-spoofing
  • Document OCR, classification, MRZ and hologram checks
  • Real-time video sessions with a verification agent
  • e-Signature with advanced and qualified certificates (eIDAS)

How the system flows

  1. 1Apply online
  2. 2Scan ID document
  3. 3Liveness & face match
  4. 4Live video with agent
  5. 5Agent approves
  6. 6Contract e-signed
Impact

Key operating metrics before the project and after go-live.

Time to open an account

-97%
Before3 days
After0.1 days

Application drop-off

-60%
Before45%
After18%

Manual review per case

-76%
Before25 min
After6 min

Tell us about your challenge. A solutions architect will reply within one business day with ideas, not a sales pitch.